Xactimate is a deep structural property-claims estimating platform with Sketch, AR measurement, and regional price lists. Estimado is built around homeowner-or-sales-team capture, proposed-remodel visualization, company pricing, and the sale.
A property-claims estimating suite for gathering loss information, sketching structures, measuring with Sketch AR, selecting repair costs, and producing detailed estimates across mobile, online, and desktop.
Estimado AIA LiDAR scan measures the room, captures pictures, creates measured 2D and 3D outputs, visualizes the remodel, and carries the approved scope into your pricing and sales flow.
Xactimate’s workflow produces repair-cost estimates for property claims. Estimado’s workflow produces a measured, visual remodeling scope that helps a contractor sell the proposed work.
The core separation is audience and outcome: carrier-ready property estimating versus a homeowner-facing remodeling sales flow.
Xactimate is optimized for structural property claims and restoration estimating. Verisk separately offers XactRemodel for remodeling-specific bids and project planning.
The same spatial capture can qualify the lead remotely or become the visual sales presentation on site.
Estimado gives remodeling contractors two ways to use the same measured capture, depending on the job and the homeowner.
A lead comes in. You text one link. The homeowner scans the room and describes the remodel from their phone. Measurements, photos, a 3D model, a 2D plan, and the visual scope arrive in your dashboard.
Build and send the estimate from your office. Automatic follow-up takes it from there.
Best for high-volume lead flow
A sales associate meets the homeowner at the property and runs the full capture from a phone or tablet. The LiDAR scan measures the space while Estimado captures photos and creates the measured 2D plan and 3D model.
Together, they tell the AI what the homeowner wants, generate and refine the proposed-remodel render, then review a preliminary estimate using your company pricing—all before the visit ends.
Existing kitchenProposed remodelThe strategic difference is the sales path: qualify a homeowner remotely or make the proposed remodel visible on site. Xactimate’s public workflow starts with a property professional gathering loss information and building a repair estimate. Among the current public workflows reviewed for these comparisons, we did not find another product connecting measured capture, 2D and 3D outputs, homeowner-guided rendering, and preliminary pricing in one on-site sales session.
Based on Xactimate’s publicly documented capabilities as of August 29, 2026.
No public homeowner-operated remodeling capture link was found.
Send a link so the homeowner captures the room before a visit.
No public proposed-remodel sales session connecting capture, homeowner-guided rendering, and preliminary pricing was found.
A sales associate scans, creates measured 2D and 3D outputs, renders and refines with the homeowner, then shows preliminary pricing.
Sketch AR takes direct-to-Sketch measurements from supported devices.
LiDAR capture measures the room and produces connected spatial outputs.
Sketch creates graphical property representations for estimating.
Creates a measured plan and navigable 3D spatial model.
No public photoreal proposed-remodel rendering workflow was found in Xactimate.
Generates the proposed remodel from the captured room.
The estimate is built from loss, sketch, and repair scope—not homeowner design requests.
The homeowner describes desired changes during capture.
No public conversational proposed-design refinement workflow was found.
Request finish or layout changes and generate updated visuals.
A comprehensive repair-cost estimate is the core Xactimate job.
Builds remodeling line items from capture, scope, and company pricing.
Monthly price data covers hundreds of geographic regions.
Uses a company-specific Pricing Profile configured during onboarding.
No public visual-scope approval flow for a proposed remodel was found.
Homeowners approve the visual direction before the final estimate.
No remodeling-sales text and email follow-up workflow was found.
Sends automated follow-up and shows estimate opens.
Xactimate centers claims estimating, not a remodeling CRM and invoice pipeline.
Tracks the remodeling lead from estimate through invoice.
Training and support are available; one named account manager is not a standard public feature.
One success manager learns the contractor’s pricing and workflow.
The product supplies price lists and estimating controls, not Estimado’s calibration service.
Estimado configures and calibrates pricing with the contractor.
Xactimate claims were checked against Verisk’s official Xactimate overview and platform comparison. The separate XactRemodel product was checked against its current subscription feature guide.
Both products can measure and estimate, but the buyer, pricing context, and final deliverable are fundamentally different.
Xactimate fits professionals who need structural repair estimates, regional price lists, and established claims workflows.
Estimado is designed for remodelers who want to reduce unnecessary site visits, visualize the proposed work, price it their way, and move faster toward the sale.
Yes. Xactimate publicly documents Sketch AR for direct-to-Sketch wall, ceiling, door, and hall measurements on supported mobile devices.
Yes. Xactimate Sketch creates graphical property representations used to estimate repair costs. That is different from Estimado’s navigable spatial model and realistic visualization of a proposed remodel.
XactRemodel is a separate Verisk product built for remodeling estimates and project planning. It includes custom price lists, proposals, 2D and 3D floorplans, scheduling, and integrations. This page compares Estimado with Xactimate, the property-claims product named in the page title.
Yes. Estimado can send a homeowner capture link, or a sales associate can run the same measured capture workflow during a site visit.
No. Estimado is designed for remodeling sales. Contractors who need Xactimate for carrier and claims workflows should continue using the claims tool built for that job.
Yes. A sales associate can scan the home, capture photos, generate measured 2D and 3D outputs, talk with the homeowner and AI about the desired remodel, generate and refine the render, and present a preliminary estimate using the company’s Pricing Profile during the same visit.
Let the homeowner scan before you drive—or scan on site and make the proposed design part of the sales conversation.
See Estimado AI on a real remodeling job.